:root{--navy:#0a2350;--blue:#1b5fd0;--ink:#1b2432;--mute:#566174;--line:#d9e0ec;--soft:#f3f6fb;--w:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;font:17px/1.65 "Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--w)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;margin:0 0 .6rem}
h1{font-size:clamp(2rem,5vw,3.2rem)}h2{font-size:clamp(1.5rem,3vw,2rem)}h3{font-size:1.15rem}
a{color:var(--blue)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #f0a400;outline-offset:2px}
.wrap{max-width:1040px;margin:0 auto;padding:0 1.25rem}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:.5rem;z-index:9}
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 0;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy);font-weight:700}.logo svg{width:38px;height:38px}
nav ul{display:flex;gap:.2rem;list-style:none;margin:0;padding:0;flex-wrap:wrap}nav a{display:block;padding:.45rem .7rem;text-decoration:none;color:var(--ink);border-radius:6px;font-size:.95rem}
nav a:hover,nav a[aria-current]{background:var(--soft);color:var(--navy)}nav a[aria-current]{font-weight:600}
.btn{display:inline-block;padding:.7rem 1.2rem;border-radius:6px;background:var(--blue);color:#fff!important;text-decoration:none;font-weight:600;border:2px solid var(--blue);cursor:pointer;font:inherit;font-weight:600}
.btn:hover{background:var(--navy);border-color:var(--navy)}.btn.alt{background:transparent;color:var(--navy)!important;border-color:var(--navy)}.btn.alt:hover{background:var(--soft)}
.hero{background:var(--navy);color:#fff;padding:4.5rem 0 4rem}.hero h1{color:#fff;max-width:18ch}.hero p{max-width:60ch;color:#d6e0f5;font-size:1.1rem}.hero .btn.alt{color:#fff!important;border-color:#fff}.hero .btn.alt:hover{background:#ffffff1f}
.cta{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.5rem}
section{padding:3.2rem 0}section.soft{background:var(--soft)}.lead{max-width:62ch;color:var(--mute)}
.grid{display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));margin-top:1.5rem}
.card{border:1px solid var(--line);border-left:4px solid var(--blue);padding:1.1rem 1.2rem;background:#fff;border-radius:4px}.card p{margin:.3rem 0;color:var(--mute);font-size:.97rem}
.card b{color:var(--ink)}.note{border:1px solid var(--line);background:#fff;padding:1rem 1.2rem;border-radius:4px;max-width:70ch}
.prose{max-width:70ch}.prose li{margin:.3rem 0}details{border-bottom:1px solid var(--line);padding:.9rem 0;max-width:70ch}summary{cursor:pointer;font-weight:600;color:var(--navy)}
label{display:block;font-weight:600;margin:1rem 0 .25rem}input,select,textarea{width:100%;padding:.65rem;border:1px solid #8a96ab;border-radius:6px;font:inherit}
.err{color:#b00020;font-size:.9rem;min-height:1.2em}
footer{background:#071a3d;color:#c9d5ee;padding:2.5rem 0;font-size:.93rem}footer a{color:#fff}footer .cols{display:grid;gap:1.5rem;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}footer h2{color:#fff;font-size:1rem;font-family:inherit}